MAGANDANG araw po sa Aksyon Line. Ang asawa ko po ay nagtatrabaho sa Qatar bilang caregiver. May five years na rin po siya roon. Mahirap po ang mawalay sa asawa lalo na po kapag may anak kayo. Iba pa rin po na kasama ng mga anak namin ang kanilang ina.
Dati po akong nagtatrabaho bilang messenger pero nang mag-abroad ang asawa ko ay napilitan akong mag-resign dahil wala pong kasama ang mga anak ko sa bahay.
Pero sabi ko sa kanya kung pwedeng magnegosyo na lamang tayo dito sa Pilipinas para sama-sama na lang ta-yong pamilya.
Ang sabi po ng asawa ko ay magtanong ako sa OWWA dahil nabalitaan niya po na nagpapautang para sa mga gustong mag negosyo lalo na po sa mga miyembro nito.
Alvin Matias
184 Bue dia St .Brgy
Tunasan
Muntinlupa City
REPLY: Ang OWWA ay nagbibigay ng loan o nagpapautang sa mga miyembro nito.
Ngunit kinakailangan lamang na mag-comply sa mga kinakailangang requirements ng mga lehitimong borrowers o mga Filipino migrant workers.
Malaking tulong ang OWWA loan para sa mga OFWs na gustong magtayo ng kanilang negosyo.
Narito ang pamamaraan kung paano mag avail ng OWWA loan:
Step 1: Attend and complete the Enterprise Development Training or EDT. Learn more about EDT in detail here.
Step 2: Prepare the pre-processing requirements needed for processing of your loan application. This includes proof of OWWA membership, Certificate of Attendance for EDT, and two (2) valid IDs among others. Check this post to know the detailed list of requirement you need to prepare before submitting your loan application.
Note: Make sure that your requirements are complete upon submission of OWWA Loan application. This will make it easier and faster for you to process your loan application. The requirements will be submitted either in OWWA Main Office or regional offices, whichever is more convenient for you.
Step 3: Submission of Business Plan to the Land Bank of the Philippines (LBP) upon certification and endorsement of OWWA. At this phase, LBP will evaluate your project proposal based on the borrower’s credit worthiness and project viability. Likewise, Land Bank will package your loan application based on their credit facilities proposal.
Step 4: Loan evaluation, packaging, and approval. This will take 45 days upon receipt of loan requirements, which is why it is important that you prepare all the necessary documents when applying for an OWWA Loan.
Keep in mind that attending EDT and submitting all the requirements will not guarantee automatic approval.
Credit institutions follow certain guidelines in approving every loan application and as long as you can show the viability of your proposed business and prove your credit worthiness, the higher your chances will be.
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