DEAR Aksyon Line
May the Lord bless you and your family with joy, peace and love.
My cousin is a copywriter of a new publishing company. She worked only for a month and a half in there.
She was given an assignment to interview a client in Tagaytay City last month. She didn’t know that a typhoon was about to hit the area. She thought that the typhoon would only be concentrated in the Bicol Region, so she did not hesitate to proceed to the area.
Accident however struck and my cousin got hurt. When she opened the door
Can she avail of the assistance from ECC?
Thank you.
Terersita Kipte
Dasmarinas, Cavite
REPLY: Merry Christmas, Ms. Kipte
The Employees’ Compensation Program (ECP) is a government program designed to provide a compensation package to a public and private sector employees of or their dependents in the event of work-related sickness, injury, disability or death.
Coverage
The ECP covers all workers in the formal sector.
Coverage in the ECP starts on the first day of employement.
Employees in the private sector who are compulsory members of the Social Security System (SSS), with employer-employee relationship
The Benefits
Loss of income benefits or a cash benefit given to a worker to compensate for lost for lost income due to his or her inability to work.
Medical Benefits which include the reimbursement of the cost of the medicine for the illness or injury, payments to providers of medical care, hospital care, surgical expenses and the costs of the appliances and supplies are necessary. The medical services are limited to ward services of an accredited hospitals.
Kinds of disability
Temporary Total Disability (TTD) benefit which is given to an emlployee who is unable to work for a continous period not exceeding 120 days.
Permanent Partial Disability (PPD) benefit which is given to a worker who loses a body part and consequently the loss of the use of that body part.
Permanent Total Disablity (PTD) benefit which is given if the employee’s inability to work lasts for more than 240 days. PTD benefit can be claimed in the ff cases:
1. Complete loss of sight of both eyes
2. loss of two limbs at or above the ankle or wrists
3. Permanent and complete paralysis of two limbs
4. Brain injury resulting in incurable imbecility or insanity and
5. such cases as determined by the SSS and approved by the Commission
Atty. Jonathan VillaSotto
Depity director
Employees Compensation Commission (ECC)