DEAR Ma’am,
Nais ko po sanang magtanong kung paano po maka-avail ng loan sa OWWA. Five years na po ako rito sa Dubai at member po ako ng OWWA. Gusto ko po sanang mag-loan para po makapagpatayo ng bahay para po sa amin ng anak ko. Ako po ay single mother.
At saan po kukunin yung ID ng OWWA?
Maraming Salamat po.
Cherly
REPLY: Para po sa inyong katanungan, ginagamit ang loan sa Overseas Workers Administration (OWWA) para sa business loan at hindi sa pagpapatayo ng bahay.
Isa sa requirements para sa OWWA loan ay ang OFW-barrower ay dapat na aktibong miyembro ng OWWA at bilang patunay nito ang proof of contribution.
Kumpletuhin ang documentary requirements na kinakailangan ng OWWA at Land Bank bilang partner bank sa pagpapautang.
Ilan pa sa mga requirements:
1. Certificate of Attendance proving that you completed the Enterprise Development Training (EDT)
2. DTI Business Registration Certificate (if sole proprietorship) or SEC Registration (if corporation)
3. Two (2) valid government-issued IDs
4. A formal business plan or contract growing, service contract, feasibility study, or purchase order
5. Business permit
6.Income tax return (ITR) for the last three years
7. Financial statements submitted to the BIR for the last three years
8. Latest interim financial statement
9. Special Power of Attorney (SPA) authorizing your spouse or any immediate family member to transact on your behalf in case you have to go back to the country where you’re working.
10. Collateral
In case you don’t have a property under your name, you can submit the following as collateral:
1.OR/CR of a vehicle under your name
2. Proof of receivables
3. Lease rental contract where your business is situated.Contract agreements such as Deed of Assignment of goods or Purchase Order
5. Apply with a co-borrower with good credit standing
Samantala, regarding sa ID ng OWWA, mag-log in sa OWWW.gov.ph.